| 1. | This stage is commonly known as the " know your customer principle "
这就是我们一般称之为认识你的客户的原则的第三步。 |
| 2. | Know your customers
认识你的顾客 |
| 3. | Selling once meant knowing your customers , their needs and how your products could meet those needs
销售的意思包括要知道哪些是目标客户、他们的需要、以及所销售的产品是符合他们需要的。 |
| 4. | “ know your customer ” rule suitable recommendations must be made to a customer based on information obtained when the customer opens an account
“了解客户”规则必须基于客户开户时取得的信息向客户进行合适的推介。 |
| 5. | Know your customer : banks should make reasonable efforts to determine the customer s true identity , and have effective procedures for verifying the bona fides of new customers
认识你的客户：银行应采取合理措施确定客户的真正身分，并制定有效程序查证新客户是否真诚可信。 |
| 6. | In keeping with the " know your customer " principle , institutions should obtain satisfactory evidence of the identity of beneficial owners , directors and authorized signatories of shell companies
认可机构应遵从认识你的客户的原则，充分核实空壳公司的实益拥有人董事和获授权签署人的身分。 |
| 7. | If satisfactory evidence cannot be obtained , institutions should give very careful consideration as to whether they should proceed with the business , bearing in mind the " know your customer " principle
。认可机构如未能核实相关委托人的身分和资金来源，则应根据认识你的客户原则，慎重考虑应否继续这项业务。 |
| 8. | The internal audit department shall intensify auditing of the implementation of work procedures relating to " know your customers " evaluation , suitability of customer investment amounts and scope , and anti - money laundering procedures , and review the effectiveness of the establishment of related controls and mechanisms
内部稽核部门应对?解客户之评估作业、客户投资额度与范围之合适性及洗钱防制等作业执行情形加强查核，检讨相关控管及机制建置成效。 |
| 9. | The internal control system of the preceding paragraph shall adopt " know your customer " assessment and credit investigation procedures , and operating procedures , division of powers and duties , financing limit controls , and account management for the conduct of securities business money lending , as well as related risk management mechanisms
前项内部控制制度应订定?解客户评估作业及徵信程序、办理证券业务借贷款项之作业手续、权责划分、融通额度控管及帐户管理等事宜，并订定相关风险管理机制。 |
| 10. | The internal control system under the preceding paragraph shall set out " know your customer " assessment and credit review procedures , operating procedures for the conduct of securities lending , division of authority and responsibilities , control of lending amounts , customer accounts management , as well as relevant risk management mechanisms
前项内部控制制度应订定?解客户评估作业及徵信程序、办理有价证券借贷作业手续、权责划分、借贷交易额度控管及帐户管理等事宜，并订定相关风险管理机制。 |
